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Commercial Checking Accounts

Flexible Checking For Moving Your Company

Commercial Business requires strategic thinking among the stakeholders, unwavering focus and a team of employees and business partners to ensure success. Banterra is truly one of those partners and offers flexible, smart business checking with almost all options including Treasury Management Services that allow your business or public-funded organization to have the best in cash management solutions. You can open an account online or stop by your local Banterra branch.

Compare All Banterra Business Checking Accounts

Placeholder Title Free Business Basic Business Premium Business Business Analysis
Who Would Benefit From This Account Best account for low transaction businesses, start-ups, home-based or organizations Right account for micro-businesses with growing transaction volume Perfect account for businesses with greater transaction volume High-transaction volume or Treasury Management needs
Qualifying Business Types Most businesses, organizations and non-profits Most businesses, organizations and non-profits Most businesses, organizations and non-profits Most businesses and organizations
Treasury Management Services (Some Restrictions Apply) Checkmark Icon Checkmark Icon Checkmark Icon
Interest Bearing
Personalized Checks Free first order of standard checks (up to $25)
Merchant Card Processing Visit Your Local Branch For Details Visit Your Local Branch For Details Visit Your Local Branch For Details Visit Your Local Branch For Details
Minimum Opening Balance $100 $200 $500 n/a
Paper Item Fees First 100 free and then $.35 each over 100. Includes a combination of all: paper checks, debits, deposits, and deposited items First 250 items free excluding internal transfers via transfer system or Digital Banking; $.30 each over 250 First 600 items free excluding internal transfers via transfer system or Digital Banking; $.25 each over 600 Refer to a Treasury Management Specialist for a free account analysis of your account activity.
Account is analyzed monthly to determine processing costs. An earnings credit may be applied to offset the price of account services
Electronic Check/ Debit Fees First 75 free and then $.30 each over 75
Electronic Deposit Fees First 25 free and then $.30 each over 25
Monthly Fee None No fee if a $1,500 minimum daily balance or $3,000 average monthly balance is maintained; otherwise, $7.50 monthly fee No fee if $2,500 minimum daily balance or $7,500 average monthly balance is maintained; otherwise $10 monthly fee
Placeholder Title Who Would Benefit From This Account Qualifying Business Types Treasury Management Services (Some Restrictions Apply) Interest Bearing Personalized Checks Merchant Card Processing Minimum Opening Balance Paper Item Fees Electronic Check/ Debit Fees Electronic Deposit Fees Monthly Fee
Free Business Best account for low transaction businesses, start-ups, home-based or organizations Most businesses, organizations and non-profits Free first order of standard checks (up to $25) Visit Your Local Branch For Details $100 First 100 free and then $.35 each over 100. Includes a combination of all: paper checks, debits, deposits, and deposited items. First 75 free and then $.30 each over 75 First 25 free and then $.30 each over 25 None
Basic Business Right account for micro-businesses with growing transaction volume Most businesses, organizations and non-profits Checkmark Icon Visit Your Local Branch For Details $200 First 250 items free excluding internal transfers via transfer system or Digital Banking; $.30 each over 250 First 250 items free excluding internal transfers via transfer system or Digital Banking; $.30 each over 250 First 250 items free excluding internal transfers via transfer system or Digital Banking; $.30 each over 250 No fee if a $1,500 minimum daily balance or $3,000 average monthly balance is maintained; otherwise, $7.50 monthly fee
Premium Business Perfect account for businesses with greater transaction volume Most businesses, organizations and non-profits Checkmark Icon Visit Your Local Branch For Details $500 Refer to a Treasury Management Specialist for a free account analysis of your account activity.
Account is analyzed monthly to determine processing costs. An earnings credit may be applied to offset the price of account services
Refer to a Treasury Management Specialist for a free account analysis of your account activity.
Account is analyzed monthly to determine processing costs. An earnings credit may be applied to offset the price of account services
Refer to a Treasury Management Specialist for a free account analysis of your account activity.
Account is analyzed monthly to determine processing costs. An earnings credit may be applied to offset the price of account services
Refer to a Treasury Management Specialist for a free account analysis of your account activity.
Account is analyzed monthly to determine processing costs. An earnings credit may be applied to offset the price of account services
Business Analysis High-transaction volume or Treasury Management needs Most businesses and organizations Checkmark Icon Visit Your Local Branch For Details N/A No item fee if $2,500 minimum daily balance is maintained; otherwise, first 40 check/debit items are free; then $.15 each over 40 No item fee if $2,500 minimum daily balance is maintained; otherwise, first 40 check/debit items are free; then $.15 each over 40 No item fee if $2,500 minimum daily balance is maintained; otherwise, first 40 check/debit items are free; then $.15 each over 40 No fee if a $2,500 minimum daily balance is maintained; otherwise $10 monthly fee
purse icon in Banterra colors

Treasury Management

Treasury Management
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Business Debit Cards

Business Debit Cards
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Business Loans

Small Business Loans