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Credit Cards

Choose The Right Card For You

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you! No matter which card you choose, you'll enjoy important features like: 

  • Convenient and flexible purchasing power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember service available 24 hours a day/365 days per year.
  • Plus much more!


If you already have a Banterra Visa® Credit Card and would like to have online credit card access or make a payment, click the button below:

my account - make payments

Visa® Platinum

Save on interest with a low introductory rate for an extended time.  This card is great for large purchases and transferring credit card balances. 

Visa® Everyday Rewards+

Redeem points for travel, cash back and more.  Receive 4x points on select dining, 2x points at grocery stores, gas stations, and streaming services and 1x points on all other eligible purchases.

Visa® Max Cash Preferred

This card allows you the power to choose and earn.  Benefit from 5% cash back on two categories you select, 2% cash back on one everyday category and 1% cash back on all other eligible purchases.

Secured Visa® Card

With the Secured Card, you'll enjoy the convenience of credit while earning interest on your secured savings account and re-establishing your credit history.

Visa Signature® College Real Rewards Card

Earn 1.5 points monthly for every dollar you spend on eligible net purchases. There is no cap or limit on the points you can earn. Choose to redeem your points for cash back, merchandise, travel and gift cards from popular retailers.

Compare Consumer Credit Cards

If you're not sure which credit card is right for you, you can compare all the Banterra Visa Credit Card options by clicking the button below. If you have any question, please contact your local Banterra branch. 

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. 

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.