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Private Banking

Enjoy Exclusive Benefits
With Private Banking

At Banterra Bank, we offer Private Banking, a product suite with exclusive benefits and priority service for an elite, qualified customer base. Experience convenient, hassle-free services that include digital, 24/7 banking, a dedicated banking representative, and financial solutions for both business and personal.   Banterra’s Private Banking product is available in Arizona, Indiana, Missouri, Utah as well as Mt. Vernon, Illinois and Paducah, Kentucky.

Private Banking Checking

Key features of both personal and business checking

  • No monthly fee
  • Banterra Private Banking Visa® Debit Card with increased daily purchase limit of $10,000
  • No Banterra ATM fees1
  • Increased ATM limit of $2,500
  • Increased external transfer limit of $100,000 daily
  • Free Digital Banking including Mobile Check Deposit, Bill Pay, Person-To-Person (P2P), transfers, budget tools and more
    • Mobile Check Deposit limit of $100,000; increased limits available with approval2
    • P2P - $1,500 limit; up to $5,000 may be available with our quick approval process
  • Free basic checks3
  • Free cashier's checks
  • Free online and paper statements

Additional Benefits

  • IDProtect® - Identity theft monitoring and resolution services4
  • Cellular Phone Coverage - Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. or abroad
  • See your Banterra representative for complete details5

Banterra Savings

Private Banking Money Market
Utilize Banterra's Private Banking Money Market account to earn higher interest rates than traditional money market accounts and also have easy access to your funds.

  • Premium rates available for Private Banking customers
  • Minimum to open and earn interest is $2,500
  • Interest will be compounded & credited monthly based on statement cycle6

Certificate of Deposit (CDs)
Banterra offers CDs with a range of terms and rates that allow customers to earn more interest than traditional savings.
* See your Banterra Private Banking representative for rate offers. 

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African american business man sitting at desk

Lending Services

Banterra offers a variety of lending options, including specialized products for Private Banking customers.7

Personal Loans

  • Competitive rates and quick decisions
  • Flexible terms
  • Automatic payments available through Digital Banking or Automatic Debit

Home Equity Loans & Line Of Credit

  • Competitive rates and quick decisions
  • Flexible terms (Home Equity Loans)
  • Convenient access to funds with a Banterra Visa® HELOC Credit Card (Home Equity Line Of Credit)
  • Automatic payments available through Digital Banking or Automatic Debit

Physician's Relocation Loan
Relocating can be expensive for physicians. That's why we offer a personal loan for moving expenses.

  • Funding up to $10,000
  • Option to avoid payment for up to 120 days

Doctor Line of Credit
A revolving line of credit is the perfect way for physicians to bridge cash-flow gaps. If you own your own practice, you may face waiting periods for insurance claim reimbursements or other circumstances that deplete cash flow. Even if you never use it, starting a line of credit with Banterra allows for easy, low-cost access to funds without jumping through hoops.

  • Funding up to $200,000
  • Flexible terms up to 24-months
  • No required collateral
  • Interest-only payments8 each month

Specialty Lending
Banterra offers a variety of specialty lending options including Banterra Aircraft Finance. Speak to your Banterra Private Banking representative to learn more.

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doctor and nurse looking at a chart

Mortgage Services

Mortgage
Whether you are building or purchasing a home, Banterra offers quality mortgage options to serve your needs.

  • Competitive rates
  • Flexible loan offerings
  • Low closing costs
  • Experienced lenders
  • Online applications, pre-qualifications and other tools

Doctor Mortgage Loan

  • Specifically geared to doctors due to high education expenses
  • 100% loan-to-value available for mortgages up to $650,000
    • No down payment options9
    • Fixed and adjustable-rate options
    • Employment start date up to 90 days after closing allowed
    • Financing for attached or detached single-family residences

Contact A Banterra Representative

Arizona

  • Devin Keller

    Devin Keller

    Senior Banker

    DivisionsCommercial Lending, Healthcare AZ

    MarketScottsdale, AZ

    Phone(480) 576-2510

  • Nicholas Shepherd

    Nicholas Shepherd

    Market Executive

    DivisionsCommercial Lending, Healthcare AZ, Market Executive

    MarketScottsdale, AZ

    Phone(602) 610-1680

Illinois & Kentucky

  • Evie Hildreth

    Evie Hildreth

    Private Banker

    NMLS: 652475

    DivisionPrivate Banking

    MarketPaducah, KY - Hinkleville Rd.

    Phone(270) 444-6267

Indiana

  • MaNissa Coon

    MaNissa Coon

    Private Banker

    DivisionsHealthcare IN, Private Banking

    MarketsEvansville, IN - Cross Point Blvd., Evansville, IN - Diamond Ave., Evansville, IN - St. Joseph's Ave., Newburgh, IN

    Phone(812) 475-2866

Missouri

  • Tina Weber

    Tina Weber

    Sr. Private Banker

    DivisionHealthcare MO

    MarketCape Girardeau, MO

    Phone(573) 339-5787 x45018

Utah

  • Preston Keller

    Preston Keller

    Market Executive

    DivisionsCommercial Lending, Healthcare UT, Market Executive

    MarketSalt Lake City, UT

    Phone(385) 645-3005

  • Jeremy Lowry

    Jeremy Lowry

    Regional Market Executive

    DivisionsCommercial Lending, Healthcare AZ, Healthcare UT

    MarketSalt Lake City, UT

    Phone(385) 645-3005

1 Banterra does not charge ATM fees for Banterra ATMs or those within Allpoint network. Banterra waives Banterra ATM fees when using a non-Banterra or non-Allpoint ATM. Banterra will reimburse customers for fees that will be charged by the owners of the non-Banterra or non-Allpoint ATMs for 25 items, up to $95, per statement cycle. ATM includes both automated teller machines and interactive teller machines.

Normal hold processes may apply, refer to Banterra’s Funds Availability Policy for more details.

3 Applies to basic single checks. Additional charges for premium check selections.

4 IDProtect® service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

5 Special program notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.

6 Interest rate and annual percentage yield (APY) may change; frequency of rate changes on your account may change at our discretion. Interest will be compounded & credited monthly based on statement cycle. If you close your account before interest is credited, you will not receive the accrued interest.

7 Credit products are offered by Banterra Bank and subject to normal credit approval. Property insurance is required for all loans secured by real estate. Rates are subject to change daily. Contact your Banterra Private Banking representative for current loan rates.

8 Full principal amount as well as any unpaid, accrued interest is due at maturity date stated in credit agreement. All loans are subject to approval.

9 Limitations apply