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Ag Lending & Insurance Offerings

Banterra is proud to work with farmers within our footprint to provide specialized lending and insurance services. With these services you can rest assured that your farm has all the financing it needs to grow, and all the coverage you need to ensure you’re protected against a variety of items. Contact our team to learn more about how we can provide you with the lending and insurance you need for your agriculture operation.

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Young male farmer standing in his field in Southern Illinois

Beginning Farmer Program

Banterra knows the importance of supporting America’s farmers and ensuring that this industry grows in the future.  That’s why we created the Banterra Beginning Farmer Lending Program.

If you are a new farmer or plan to start a farm, we can help.

Benefits Include:

  • Discounted interest rate
  • Reduced down payment requirement
  • Extended term length to aid in cash flow

What Is A Beginning Farmer?

Candidates will be required to fit in and meet specific Banterra lending requirements and standards to qualify.

  • Less than 15 years of farming activity, verified via FSA records
  • Under $400,000 Revolving Line of Credit
  • Under $250,000 of Equipment Debt per year
  • Under $650,000 of Real Estate Debt

How Do I Apply?

Stop by your local Banterra branch or contact an ag lender at

Contact A Lender

  • David Shell

    David Shell

    Senior Banker

    DivisionsAgribusiness, Commercial Lending

    MarketsCape Girardeau, MO, East Prairie, MO

    Phone(573) 339-5787

  • Andrew Drone

    Andrew Drone

    Ag Officer

    DivisionsAgribusiness, Commercial Lending

    MarketsCarmi, IL, Ridgway, IL

    Phone(618) 272-3151

    Contact Me See My Bio
  • Dustin Poley

    Dustin Poley

    Ag Officer

    DivisionsAgribusiness, Commercial Lending

    MarketEast Prairie, MO


  • Larry Stubbs

    Larry Stubbs

    Commercial Officer

    DivisionsAgribusiness, Commercial Lending

    MarketsEldorado, IL, McLeansboro, IL

    Phone(618) 272-3151

    Contact Me See My Bio
  • Derek Meyer

    Derek Meyer

    Ag Officer

    DivisionsAgribusiness, Commercial Lending, Small Business Lending

    MarketsMetropolis, IL, Paducah, KY - Hinkleville Rd., Paducah, KY - Parisa Dr., Vienna, IL - Court St.

    Phone(618) 658-2011

  • Steve Yandell

    Steve Yandell

    Commercial Officer

    DivisionsAgribusiness, Commercial Lending

    MarketVienna, IL - Court St.

    Phone(618) 658-2011

Agribusiness Insurance

We can tailor an insurance policy for your operation. Our policy options range from liability coverage and commercial auto policies for your vehicles, to umbrella coverage and workers’ compensation insurance. Learn more about our policies by visiting the Banterra Insurance website.

agribusiness insurance options

The Maloney family from Ridgeway, Illinois

Banterra has been crucial to the success of our business. A lot of banks offer similar products but can’t beat the service we have received from Banterra. We are extremely thankful for the Ridgway Branch, Treasury Management Department and the Ag Lending team and the role they have played in our success.

- Molly Maloney
Maloney Cattle Co.
Ridgeway, IL

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