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Business Checking

Manage Your Money Your Way

Running a small business means you need to make the most of your time and have convenience and flexibility when it comes to managing your money. With Banterra’s Business Checking, we offer several options, so regardless of your business size or needs, there is an account that works best for your business. You can open an account online or stop by your local Banterra banking center.

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Featured Accounts

Each of these featured accounts includes:

  • $100 - $500 minimum opening balance
  • No monthly fee or easy ways to avoid small monthly fee
  • Convenience of Banterra Business Mobile App when customer sign up for cash management services also

Compare All Banterra Business Checking Accounts

Placeholder Title Free Business Basic Business Premium Business Business Analysis Pledged Checking
Who Would Benefit From This Account Best account for low transaction businesses, start-ups, home-based or organizations Right account for micro-businesses with growing transaction volume Perfect account for businesses with greater transaction volume High-transaction volume or Treasury Management needs Public fund entities requiring pledged assets
Qualifying Business Types Most businesses, organizations and non-profits Most businesses, organizations and non-profits Most businesses, organizations and non-profits Most businesses and organizations Public fund such as schools and libraries
Treasury Management Services (Some Restrictions Apply) Checkmark Icon Checkmark Icon Checkmark Icon Checkmark Icon
Interest Bearing Checkmark Icon
Personalized Checks Free first order of standard checks (up to $25)
Merchant Card Processing Visit Your Local Branch For Details Visit Your Local Branch For Details Visit Your Local Branch For Details Visit Your Local Branch For Details Visit Your Local Branch For Details
Minimum Opening Balance $100 $200 $500 n/a $500
Paper Item Fees First 100 free and then $.35 each over 100. Includes a combination of all: paper checks, debits, deposits, and deposited items. First 250 items free excluding internal transfers via transfer system or online banking; $.30 each over 250 First 600 items free excluding internal transfers via transfer system or online banking; $.25 each over 600 Refer to a Treasury Management Specialist for a free account analysis of your account activity.
Account is analyzed monthly to determine processing costs. An earnings credit may be applied to offset the price of account services
No item fee if $2,500 minimum daily balance is maintained; otherwise, first 40 check/debit items are free; then $.15 each over 40
Electronic Check/ Debit Fees First 75 free and then $.30 each over 75
Electronic Deposit Fees First 25 free and then $.30 each over 25
Monthly Fee None No fee if a $1,500 minimum daily balance or $3,000 average monthly balance is maintained; otherwise, $7.50 monthly fee No fee if $2,500 minimum daily balance or $7,500 average monthly balance is maintained; otherwise $10 monthly fee No fee if a $2,500 minimum daily balance is maintained; otherwise $10 monthly fee
Placeholder Title Who Would Benefit From This Account Qualifying Business Types Treasury Management Services (Some Restrictions Apply) Interest Bearing Personalized Checks Merchant Card Processing Minimum Opening Balance Paper Item Fees Electronic Check/ Debit Fees Electronic Deposit Fees Monthly Fee
Free Business Best account for low transaction businesses, start-ups, home-based or organizations Most businesses, organizations and non-profits Free first order of standard checks (up to $25) Visit Your Local Branch For Details $100 First 100 free and then $.35 each over 100. Includes a combination of all: paper checks, debits, deposits, and deposited items. First 75 free and then $.30 each over 75 First 25 free and then $.30 each over 25 None
Basic Business Right account for micro-businesses with growing transaction volume Most businesses, organizations and non-profits Checkmark Icon Visit Your Local Branch For Details $200 First 250 items free excluding internal transfers via transfer system or online banking; $.30 each over 250 First 250 items free excluding internal transfers via transfer system or online banking; $.30 each over 250 First 250 items free excluding internal transfers via transfer system or online banking; $.30 each over 250 No fee if a $1,500 minimum daily balance or $3,000 average monthly balance is maintained; otherwise, $7.50 monthly fee
Premium Business Perfect account for businesses with greater transaction volume Most businesses, organizations and non-profits Checkmark Icon Visit Your Local Branch For Details $500 Refer to a Treasury Management Specialist for a free account analysis of your account activity.
Account is analyzed monthly to determine processing costs. An earnings credit may be applied to offset the price of account services
Refer to a Treasury Management Specialist for a free account analysis of your account activity.
Account is analyzed monthly to determine processing costs. An earnings credit may be applied to offset the price of account services
Refer to a Treasury Management Specialist for a free account analysis of your account activity.
Account is analyzed monthly to determine processing costs. An earnings credit may be applied to offset the price of account services
Refer to a Treasury Management Specialist for a free account analysis of your account activity.
Account is analyzed monthly to determine processing costs. An earnings credit may be applied to offset the price of account services
Business Analysis High-transaction volume or Treasury Management needs Most businesses and organizations Checkmark Icon Visit Your Local Branch For Details N/A No item fee if $2,500 minimum daily balance is maintained; otherwise, first 40 check/debit items are free; then $.15 each over 40 No item fee if $2,500 minimum daily balance is maintained; otherwise, first 40 check/debit items are free; then $.15 each over 40 No item fee if $2,500 minimum daily balance is maintained; otherwise, first 40 check/debit items are free; then $.15 each over 40 No fee if a $2,500 minimum daily balance is maintained; otherwise $10 monthly fee
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Treasury Management

Treasury Management
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Business Debit Cards

Business Debit Cards
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Business Loans

Small Business Loans