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Business Savings

Save Your Way For Your Business

Saving is a smart strategy for any business. With Banterra’s business savings accounts, you have the flexibility you need to make the most of your money while maintaining security and earning a competitive interest rate. Most importantly, you can access your account at your convenience with our digital banking services. You can apply for your business savings account by clicking the button below. If you need assistance, a Banterra representative is ready to help you determine which account is right for your business. Contact your local banking center to connect with a representative.  

Compare Our Business Savings Accounts

Placeholder Header Preferred Savings Money Market Preferred Money Market Certificate of Deposit CDARS® (Certificate of Deposit Account Registry)
This account is: Great for earning interest on higher balance accounts that may occasionally have a lower balance The right account if balances are between $2,500 and $10,000 Perfect for a $10,000 minimum balance account while earning more as the balance grows A great way to have options for rates and terms on your money The right CD for you if you want a single statement yet have large deposits needing FDIC coverage through multiple banks
Interest Bearing Tiered Yes Tiered Yes Yes
Minimum Opening Balance And Balance Required To Earn Interest $100 $2,500 $10,000 $1,000 to $25,000; see CDs Comparison Chart Varies based on product selected
Monthly Fee $2 per statement cycle if balance falls below $100 None if you maintain a minimum daily balance of $1,500 or a minimum average balance of $2,500; otherwise $8.50 per statement cycle None if you maintain a $10,000 minimum daily balance in combination of identified Preferred Money Market, NOW, Savings, Money Market Deposit Account, Certificate of Deposit or Home Equity Line of Credit accounts; otherwise $10 fee per statement cycle Penalties assessed for early withdrawal Penalties assessed for early withdrawal
Per Item Charge $2 per item for withdrawals in excess of four per cycle None None None None
Additional Information Withdrawal limitations apply Withdrawal limitations apply Withdrawal limitations apply A variety of terms are available A variety of terms are available
Placeholder Header This account is: Interest Bearing Minimum Opening Balance And Balance Required To Earn Interest Monthly Fee Per Item Charge Additional Information
Preferred Savings Great for earning interest on higher balance accounts that may occasionally have a lower balance Tiered $100 $2 per statement cycle if balance falls below $100 $2 per item for withdrawals in excess of four per cycle Withdrawal limitations apply
Money Market The right account if balances are between $2,500 and $10,000 Yes $2,500 None if you maintain a minimum daily balance of $1,500 or a minimum average balance of $2,500; otherwise $8.50 per statement cycle None Withdrawal limitations apply
Preferred Money Market Perfect for a $10,000 minimum balance account while earning more as the balance grows Tiered $10,000 None if you maintain a $10,000 minimum daily balance in combination of identified Preferred Money Market, NOW, Savings, Money Market Deposit Account, Certificate of Deposit or Home Equity Line of Credit accounts; otherwise $10 fee per statement cycle None Withdrawal limitations apply
Certificate of Deposit A great way to have options for rates and terms on your money Yes $1,000 to $25,000; see CDs Comparison Chart Penalties assessed for early withdrawal None A variety of terms are available
CDARS® (Certificate of Deposit Account Registry) The right CD for you if you want a single statement yet have large deposits needing FDIC coverage through multiple banks Yes Varies based on product selected Penalties assessed for early withdrawal None A variety of terms are available
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Business Credit Cards

Business Credit Cards
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Small Business Loans

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Treasury Management

Treasury Management