Scam Alert

Fraudsters commonly pose as bank employees asking to verify transactions or provide login information. Banterra will NEVER ask for your password or one-time PIN via phone or text. Call Banterra at 866-226-8377 if you've been a recipient of this scam.

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Our Story

Serving Our Customers Since 1975

At Banterra, we understand that banking is about relationships. It’s about understanding your goals and being the financial partner you need to help achieve those goals. We knew that in the beginning when we started as a small bank in Ridgway, Illinois in 1975. We know that now as we continue to grow as the largest, locally-owned bank in the region with more than $3 billion in assets.

We have the security and products you expect from big banks, with the local-style, personal service you want in a community bank. Whether you’re a potential or current customer, or one of our valued shareholders, we appreciate the opportunity to serve you. We’re committed to our communities, to you, and to our team members.

By accessing the Youtube.com link above, you are leaving the Banterra Bank website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Banterra Bank website. We encourage you to read our Terms of Use section regarding the use of links from Banterra Bank website.

Our Mission 

To be an exceptional organization that creates long-term value for our customers, employees and shareholders
by providing opportunities and services that meet the financial needs of the communities we serve.

Banterra Bank logo

Banterra's Culture Statement

 Banterra, named for “Bank of the Earth”, started as a small agricultural bank in 1975 and has grown to be a nationally recognized financial organization. We are a leading contributor to the economic success of our communities. Banterra embraces conservative values of respect, service, integrity and honesty rooted in our small-town beginnings. Our accomplished leaders develop and support exceptional teams that are dedicated to serving local customers, business partners, community organizations and charities. Banterra’s innovative spirit drives competitive products and services, continuously enhancing the customer’s experience. Proud supporters of our hometowns, we champion kindness, diversity and giving back to the communities we serve. At Banterra, we strive to create an environment where everyone feels appreciated and empowered. Together, we are dedicated to building long-term value for our customers, team members and shareholders.

Company Highlights

Download our Company Highlights brochure which includes financial and leadership information.

Company highlights (PDF)

Company Timeline

Explore significant milestones and achievements that highlight Banterra's commitment to innovation and excellence. 

Company timeline

More Than Banking

At Banterra, our story extends beyond our products and services. Follow us on social media, tune in to our "Helping You Thrive" podcast, and enjoy our Spotify playlists for a closer look at our culture, team, and the communities we serve. Connect with us and experience what makes Banterra more than just a bank.

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By accessing the Spotify link above, you are leaving the Banterra Bank website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Banterra Bank website. We encourage you to read our Terms of Use section regarding the use of links from Banterra Bank website.