Workforce Banking

Benefits For Employers And Employees

Banterra Bank’s Workforce Banking Program is focused on providing exclusive benefits to business owners and their employees. From special product offerings to providing educational opportunities that will improve your employees’ financial literacy, our goal is to provide a partnership that allows your employees to grow.

Our program includes lunch-and-learn meetings consisting of:

A 20-minute presentation during lunch
Presentations can also be conducted during normal staff meetings
Educational materials will be distributed to employees during meetings
Meetings include prizes and refreshments for participants

Please contact your local Banterra banking center to schedule an appointment to speak with a representative about incorporating workforce banking at your business.

Workforce Banking Program Benefits For Employers

When you enroll your business in Banterra’s workforce banking program, you can improve your employees’ participation in key programs that can save you time and money. Benefits to you as a business owner include:

Increase employee direct deposit participation
Save time and money by reducing the paper check writing process
Provide your employees with a wealth of benefits at no additional cost to you
Educate and secure a good financial path for all your employees

Workforce Banking Program Benefits For Employees

Your employees will get access to exclusive benefits when you enroll in workforce banking. These benefits include:

Employees can receive a free Banterra SmartChoice checking account including Identity Theft Monitoring and Resolution Service¹ and Cell Phone Protection²
Employees who have not qualified for a checking account based on their financial past may be eligible for a Banterra Restart Checking or Banterra Restart Basic account free for 90 day3
Free Health Savings Account
Overdraft Services

Free first order of standard checks⁴
Free financial checkup
Receive a $200 discount on mortgage closing costs
.25% interest rate reduction on personal loans
Convenient online applications for Banterra Visa^® Credit Cards⁵

^{1 Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.}
^{2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.}
^{3 $9.95 monthly fee after 90 days; save $3 per month with direct deposit.}
^{4 Checks not available with Banterra Restart Basic.}
^{5 The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. Subject to credit approval.}