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Budgeting

Person wearing a Christmas sweater holding up a credit card while typing on their laptop to do online shopping
What Holiday Debt Looks Like in January

Holiday debt can look like a larger credit card balance, less room in your checking account, delayed savings goals and added stress when January bills arrive. It often starts with good intentions: a few extra gifts, a last-minute trip, more groceries...

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Image shows individual viewing Banterra's Digital Banking page on laptop
How Banterra’s Online Banking Helps You Stay In Control Of Your Money

If you think staying in control of your money requires constant check‑ins, complicated spreadsheets, or trips to the bank, you may not be taking advantage of simpler, more convenient options. Banterra Bank offers digital banking tools that allow...

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Young woman holding different credit and debit cards in her hand with a confused expression on her face
Costly Money Mistakes Recent Graduates Make (And How To Avoid Them)

Graduating is exciting, but the first year after college can also feel like a fast-paced crash course in money management. Between possible expenses like rent, student loans, new bills, and a paycheck that may look smaller than expected, it’s easy...

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Twelve Fun & Affordable Things To Do With Your Family This Summer
Twelve Fun & Affordable Things To Do With Your Family This Summer

Summer is finally here! Whether you’re groaning about the humidity or soaking up the sunshine, it’s time to kick back and make memories with the people who matter most. But as any parent or grandparent knows, fun family time can sometimes...

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Open Laptop with bar graph and someone pinpointing 2025 with pen
Nine Financial Goals To Set For 2025

Now that it is officially 2025, it is the perfect time to reflect on our financial goals and make a plan to achieve them. Whether you are looking to save for a big purchase, pay off debt, or build wealth, setting financial goals is an important step in...

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Man and woman smiling at each other and shopping outside during the winter holidays
Eight Ways to Avoid Overspending This Holiday Season

The holidays are almost here, and they bring with them the temptation to overspend. From gifts to decorations, travel and entertaining, it is easy to get caught up in the festive spirit and blow our budgets. However, with a little planning and discipline,...

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Meal Planning written on notepad with fruits, vegetables and meats displayed around it
Meal Planning On A Budget: Ways To Save Money And Reduce Waste

Meal planning is a powerful tool that can help you save money, time and reduce food waste. By planning your meals in advance, you can make more informed decisions about what to buy, how much to buy and how to use what you already have. Here are five practical...

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Subscription Expenses
Spring Into Savings: Clever Life Hacks To Trim Your Subscription Expenses With Banterra Bank

As the vibrant hues of spring begin to paint the world in shades of renewal, it's the perfect time to breathe fresh air into your finances. One area where many of us can make a significant impact is by trimming our subscription expenses. Banterra...

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Financial Wellness
Financial Wellness Checkup: Assessing Your Money’s Health

Just as we prioritize our physical health checkups, our financial health deserves the same attention. This guide will walk you through the essential steps to assess the well-being of your money, helping you make informed decisions and set realistic goals...

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Debt Management
New Year Strategy For Debt Management

As we enter a new year, it's crucial to address the pressing issue of escalating credit card interest rates. According to Forbes Advisor's weekly credit card rates report, the average credit card interest rate has reached an alarming 27.80% during...

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